PNW • Portland • Real Estate • Seattle • Unique Properties • March 14, 2025

Unlock Wealth with Oregon & Washington Real Estate

by Rachel Jarvis

Feeling uncertain about the market? You’re not alone. But here’s the good news: real estate in Oregon and Washington is still a powerful way to build wealth, even in today’s shifting economy. Whether you’re considering a long-term rental or a short-term vacation rental, property ownership in these vibrant states offers unique opportunities for wealth-building, diversification, and passive income. I know I am biased, but how lucky are we to call the Pacific Northwest home.

Why Invest in Real Estate Now?

Despite concerns over inflation and fluctuating interest rates, real estate continues to be a solid investment because:

Tangible Asset Stability: Unlike stocks, real estate is a physical asset with intrinsic value that appreciates over time, providing a solid foundation for your investment portfolio.
Rental Demand is Strong: Both Oregon and Washington have growing populations, strong job markets, and limited housing supply, keeping rental demand high, which means consistent income for you.
Unlock New Revenue Streams with ADUs: Recent changes in cities like Seattle and Portland allow for more flexibility in developing Accessory Dwelling Units (ADUs) and Detached ADUs (DADUs), creating additional revenue opportunities.
Diversification & Inflation Hedge Real estate investments protect against inflation, as property values and rental rates tend to rise with the cost of living.

Long-Term Rentals: Building Wealth Over Time

Long-term rental properties provide a steady income stream while benefiting from long-term appreciation. Imagine receiving a steady monthly income while your property value steadily increases… Key advantages include:

Consistent Cash Flow: Monthly rent payments offer predictable income.
Tenant Stability: Long-term tenants reduce vacancy risks and turnover costs.
Tax Benefits: Investors can deduct mortgage interest, depreciation, and other expenses.
Long Term Appreciation: Over time, property values tend to increase, building wealth.

Oregon & Washington: Where to Invest?

Seattle & Portland Metro Areas: High demand from tech workers and young professionals translates to consistent rental income and strong appreciation potential.
University Towns – Investing near colleges ensures consistent rental demand.
Coastal & Rural Communities: Growing interest in remote work makes smaller markets attractive for long-term rentals. Pro Tip: Look for areas with planned infrastructure improvements.

Maximize Returns with Short-Term Rentals (STRs)

Short-term rentals can significantly boost your income, but success requires careful management and understanding local regulations. With the rise of Airbnb and VRBO, STRs can generate significantly higher returns than traditional rentals—especially in tourist-heavy areas.

Best Markets for STRs in Oregon & Washington:

Portland & Seattle: Urban stays appeal to business travelers and weekend tourists.
Coastal Towns (Cannon Beach, Seaside, Ocean Shores, Westport): High demand for vacation rentals year-round.
Wine Country (Walla Walla, Willamette Valley): Wine tourism drives strong seasonal bookings.
Outdoor Destinations (Bend, Hood River, Leavenworth, Mt. Rainier): Adventure tourism keeps demand strong.

Navigating STR Challenges:

Local Regulations: Many cities have strict short-term rental laws, requiring permits and limiting the number of nights rented per year. I can help you navigate these complex rules.
Management & Maintenance: STRs require hands-on management or a property manager to handle turnovers and guest relations.
Seasonality Risks: STRs may experience slow seasons, requiring flexibility in pricing and marketing.

Choosing the Right Investment Strategy:

Both long-term and short-term rentals offer great opportunities in today’s market, but the right strategy depends on your financial goals, risk tolerance, and management preferences. Long-term rentals provide stability and steady appreciation, while short-term rentals can generate higher returns with active management.

Ready to explore the best real estate investment opportunities in Oregon and Washington? Let’s create a personalized strategy that aligns with your financial goals. Contact me today, let’s turn your investment dreams into reality.

racheljarvisrealty.com

Rachel Jarvis

503-998-6406

PNW • Portland • Real Estate • Referral • Seattle • March 8, 2025

Buying or Selling in Seattle? Your Guide to Pre-Inspections

by Rachel Jarvis

Buying or selling a home in Seattle? You’ve probably heard about pre-inspections—especially in competitive neighborhoods where homes receive multiple offers. But when should you do one, and when do you need an expert? Understanding Seattle’s inspection process can help you make smarter real estate decisions and avoid surprises down the road.

What Is a Pre-Inspection, and Why Does It Matter in Seattle?

A pre-inspection is a home inspection that happens before an offer is made (for buyers) or before listing the home (for sellers). Unlike the standard post-offer inspection, a pre-inspection allows buyers to assess a home’s condition early, helping them make stronger, more competitive offers.

For Buyers: Should You Get a Pre-Inspection?

Seattle’s real estate market often sees multiple offers and bidding wars, especially in high-demand areas like Ballard, West Seattle, Capitol Hill, and Green Lake. Sellers frequently favor offers with waived inspection contingencies, making pre-inspections a valuable strategy.

When a pre-inspection makes sense in Seattle:

Competitive listings – If the home is likely to receive multiple offers, a pre-inspection helps you bid confidently.
Older homes – Seattle has many historic homes in neighborhoods like Queen Anne and Wallingford, where aging foundations, outdated electrical, and sewer lines can be concerns.
Major remodels – Many homes in Beacon Hill and Columbia City have been remodeled. A pre-inspection can help confirm the quality of work.

For Sellers: Why Consider a Pre-Listing Inspection?

Seattle’s housing stock varies widely, from 1900s Craftsman homes to modern new builds. If you’re selling, a pre-listing inspection can help avoid last-minute surprises—especially if your home is older or has undergone major renovations.

A pre-listing inspection can:

Identify major concerns upfront – Common Seattle issues include sewer line problems, older wiring, and settling foundations.
Help with pricing – Knowing your home’s condition allows you to set a realistic asking price and avoid price reductions later.
Speed up negotiations – Buyers feel more confident making an offer when they have fewer unknowns.

Seattle’s Most Common Inspection Issues

Seattle’s climate and older housing stock mean certain issues show up frequently in inspections. Here are the top concerns and when to bring in an expert:

Sewer Line Problems

Many Seattle homes, especially in Ballard, Magnolia, and Capitol Hill, have aging sewer lines made of clay or concrete. These can crack or get blocked by tree roots.
Solution: A sewer scope inspection is a must for older homes.

Foundation & Drainage Issues

Seattle’s hilly terrain means many homes are built on slopes, leading to settling foundations or water intrusion in basements.
Solution: If an inspector notes cracks, sloping floors, or pooling water, consult a foundation specialist or drainage expert.

Roof & Gutter Wear

Our rainy climate means roofs take a beating. In areas like West Seattle and Queen Anne, older homes may have moss growth, leaks, or failing shingles.
Solution: A licensed roofer can provide a detailed assessment.

Electrical & Plumbing Concerns

Many homes still have knob-and-tube wiring or old galvanized plumbing, which can impact financing and insurance.
Solution: If these issues come up, an electrician or plumber should assess whether updates are needed.

Moisture & Mold

Seattle’s damp climate can lead to mold growth in basements, attics, and crawl spaces—especially in homes with poor ventilation.
Solution: If an inspection reveals mold, an air quality or mold remediation expert can determine the severity.

Let's Chat:

Pre-inspections can be a game-changer in Seattle’s fast-moving market. Buyers can use them to make confident offers, while sellers can avoid surprises that delay closing. Whether you’re buying or selling, knowing when to call in an expert can help ensure a smooth transaction.

Thinking about buying or selling in Seattle? I’d love to help. Not all Real Estate transactions are the same and not all agents are the same. I am here to find a plan that works for you. Let’s set up time to chat.

Community • Fun • PNW • Real Estate • Seattle • February 18, 2025

Orcas of the Puget Sound: A Celebration of Connection, Conservation, and Community

by Rachel Jarvis

One of the most magical aspects of living near the Puget Sound is the connection to its marine life, and in my opinion especially the orcas. Whether you’re a long-time local or a visitor, hearing the words “Orcas spotted near Alki!” can spark pure excitement. Thanks to the dedicated whale-watching community, including a lively WhatsApp group, spotting these majestic creatures feels like being part of a secret yet inclusive club. Today I was able to enjoy a workout in my sunroom that overlooks the sound and enjoy a Whale Watching adventure, how lucky!

The Puget Sound is vast and breathtaking, stretching from the southern waters of Olympia and Hoodsport to the bustling waterfronts of Edmonds and beyond. It’s this immense and dynamic space that provides a home for two unique groups of orcas: the residents and Transients. Resident pods like the J pod stick to our waters. While the transient pods are a bit more adventurous. This can be seen in how they eat, hunting seals and other marine mammals for the transients. while our local orcas dine on Salmon. These dietary differences highlight the Sound’s delicate ecosystem, a balance that we’re all responsible for preserving.

The local orca community inspires collaboration across the Sound. Communication between whale-watching groups, ferry operators, and water taxis, scientists … ensures the safety of these majestic creatures as they navigate the busy waterways. Whether you’re spotting them from a ferry or watching from the shores of Beach Drive, Lincoln Park, or Edmonds’ marina, there’s something magical about sharing the waters with these iconic whales.

The beauty of the Sound isn’t just in its wildlife; it’s also in the sense of connection it fosters among the people who live here. From Hoodsport’s serene waterfront homes to Edmonds’ vibrant community by the water, the Puget Sound offers a lifestyle as unique as its marine ecosystem. Living here means more than proximity to natural wonders, it’s about being part of a community that values conservation, collaboration, and appreciation for the beauty surrounding us.

As a real estate professional, I’ve seen firsthand how the connection to this region enhances the joy of finding a home here. Whether it’s the thrill of waking up to orca sightings from your deck or the simple pleasure of knowing you’re part of a community that cares deeply about this place, the Puget Sound is a truly special area to call home.

For those looking to make the Sound their home, there’s so much to discover. Let’s find a home that not only fits your needs but also connects you to the beauty and wonder of the water that surrounds us. Because here, it’s more than just a house—it’s a front-row seat to one of the most awe-inspiring places.

I am a licensed agent at Coldwell Banker Bain and would love to set up time to discuss your housing goals, near the Sound or the Mountains let’s explore the PNW and all its beauty.

Uncategorized • February 10, 2025

Neighborhood Art Walks: Exploring Seattle’s Creative Side

by Rachel Jarvis

Seattle’s art and food scene thrives in its neighborhoods, with monthly art walks offering a vibrant glimpse into local creativity. Whether you’re an art connoisseur or someone looking for a unique way to experience the city, these walks are a great way to connect with local artists, businesses, and your community.

Highlighting art walks in Ballard, Georgetown, West Seattle, Capitol Hill, and Kirkland, each bringing its own charm and creative flair, keeping in mind this is a small sample of the art and neighborhoods near Seattle. What’s your favorite monthly art experience?

Why Attend an Art Walk?

Art walks bring art out of galleries and into the community, turning sidewalks, cafes, and boutiques, and even offices into exhibition spaces. They allow for a casual exploration of creativity, where you can:

Meet local artists and learn about their inspirations.
Support small businesses that host these events.
Discover hidden gems in Seattle’s diverse neighborhoods.
Connect with your neighbors and build a stronger sense of community.

Grab a friend or go solo; these events are perfect for anyone seeking inspiration or a relaxing night out.

Featured Neighborhoods:

Ballard Art Walk

When: Second Saturday of each month
Highlights: Ballard’s walk spans trendy shops, cafes, and galleries, featuring everything from paintings to live music. Stop by Monster, a boutique and gallery known for its quirky and colorful art, or check out Push/Pull Gallery, which champions local creators.
Pro Tip: Pair your art walk with dinner at one of Ballard’s fantastic restaurants or grab a pint at a nearby brewery. I am a fan of so many spots in Ballard, one on my list to try next is Situ Tacos.

Georgetown Art Attack

When: Second Saturday of each month
Highlights: Known for its industrial charm, Georgetown’s Art Attack is a bold, eclectic event showcasing experimental works, sculptures, and performances. Don’t miss Georgetown Trailer Park Mall, a quirky hub for artists and vintage lovers, or stop by the Seattle Design Center for a mix of modern and classic styles.
Pro Tip: Come early to explore Georgetown’s coffee shops and vintage stores.

West Seattle Art Walk

When: Second Thursday of each month
Highlights: This walk covers the Junction, Admiral, and Alki neighborhoods, featuring paintings, ceramics, and photography. Make sure to visit Wild Rose’s Antiques or Click! Design That Fits for a mix of art and unique home goods.
Pro Tip: End your evening with a sunset stroll at Alki Beach, just a short drive away.

Capitol Hill Art Walk

When: Second Thursday of each month
Highlights: Capitol Hill’s vibrant art scene is on full display, with works ranging from graffiti-inspired pieces to high-end gallery exhibits. Check out Vermillion Art Gallery & Bar for a mix of art and cocktails or visit Ghost Gallery for smaller, intimate works.
Pro Tip: Capitol Hill is lively at night—plan to stay for drinks or late-night eats after the walk.

Kirkland Art Walk

When: Second Friday of each month
Highlights: Kirkland’s charming downtown hosts an art walk featuring galleries, shops, and local studios. Don’t miss Ryan James Fine Arts Gallery, known for its contemporary focus, or pop into Howard/Mandville Gallery for traditional pieces.
Pro Tip: Walk along the Kirkland waterfront for scenic views and a relaxing end to your evening.

Supporting the Arts and Local Businesses

These art walks not only spotlight local talent but also support small businesses that host them. By attending, you’re helping to sustain Seattle’s rich creative culture. While you’re there, consider buying a piece of art, grabbing a coffee, or supporting a nearby restaurant. Give me a call or text to ask about my favorite spots. I love sharing a hidden gem.

Real Estate Spotlight: Homes in Creative Communities

Living in a neighborhood with a thriving art scene means more than convenience; it’s about being part of a community that values creativity and connection. Here are some real estate stats from the featured neighborhoods starting the year off in 2025:

Ballard

Median Home Price: $900,000
Average Days on Market: 18

Georgetown

Median Home Price: $700,000
Average Days on Market: 25

West Seattle

Median Home Price: $796,000
Average Days on Market: 21

Capitol Hill

Median Home Price: $865,000
Average Days on Market: 20

Kirkland

Median Home Price: $1,250,000
Average Days on Market: 16

Curious about a specific neighborhood above or a different location you have been considering. Let’s set up a time to connect. I would love to support your next purchase, your first purchase or help navigate your home sale.

Let’s Connect:

Art walks are a reminder of the vibrant, diverse, and creative spirit that defines Seattle. Whether you’re exploring the gritty charm of Georgetown or the lively streets of Capitol Hill, there’s a story waiting for you around every corner.

Which art walk will you visit first? Let me know your favorite spots, and maybe I’ll see you there!

Coldwell Banker Bain, Capitol Hill, hosts an artist each month, so make sure to come say hello every second Thursday.

Rachel Jarvis

503-998-6406

Real Estate • Seattle • January 28, 2025

Why Waiting Isn’t the Answer: Start Planning Your Way to Homeownership

by Rachel Jarvis

The average age of first-time homebuyers is now 38, a stark contrast to earlier generations. Rising home prices, higher living costs, and other financial hurdles have made homeownership feel unattainable for many. It’s easy to feel discouraged and believe that owning a home is impossible, but here’s the truth: with planning, creativity, and the right resources, you can chart your path to homeownership.

This post isn’t about downplaying the challenges. Instead, about reframing your perspective and offering actionable steps to help you see that homeownership, though different than it was for previous generations, remains within reach.

Understanding the Shift

It’s no secret that the path to homeownership has changed over the years. Here’s a look at some of the key reasons why:

Housing Costs Have Outpaced Wages: Homes cost significantly more relative to income than they did 20 or 30 years ago. This has made saving for a down payment and qualifying for a mortgage more difficult.
Student Loan Debt: Many millennials and Gen Z buyers are carrying unprecedented levels of student debt, making it harder to save for homeownership.
Delayed Milestones: People are getting married later, having children later, and staying in school longer—factors that historically coincided with buying a home.
Rising Rent Costs: With rents skyrocketing, it’s tough to save for a down payment while managing day-to-day expenses.

But these factors, while significant, don’t make homeownership impossible. They simply require a new approach—one rooted in careful planning and creative solutions.

Reframing the Conversation

The first step is shifting your mindset. Instead of thinking, “I’ll never own a home,” ask, “What steps can I take to make it possible?”

Here’s why this matters:

Homeownership Builds Wealth: Renting provides no equity or return on your payments, but owning a home allows you to build wealth over time as property values increase and you pay down your mortgage. I recently was told by an economist that roughly 40X more wealth for a homeowner than a renter in this current market.
It’s About Stability: Beyond financial benefits, homeownership creates a sense of stability. It’s yours—a place to put down roots and make your own.
Small Steps Add Up: You don’t have to leap into homeownership overnight. Each small action—saving, researching, or connecting with professionals—gets you closer to your goal.

Affordable Ways to Enter the Market

The real estate market might feel intimidating, but there are many ways to make your entry more affordable. Here are a few ideas:

Start Small:

Don’t let the dream of a perfect home keep you from starting small. Condos, townhomes, and even fixer-uppers can be excellent first properties that help you build equity and move toward your next home.
A smaller home often comes with lower upfront costs, property taxes, and maintenance expenses.

Focus on Location:

Explore up-and-coming neighborhoods that might not yet have reached their full potential. Look for areas with planned infrastructure improvements, new businesses, or proximity to public transportation.
If your work is flexible, consider markets outside the city core where homes are more affordable.

Take Advantage of New Zoning Laws:

Cities like Seattle are making it easier to add accessory dwelling units (ADUs) or detached accessory dwelling units (DADUs) on your property. These spaces can provide rental income to offset your mortgage costs.

First-Time Buyer Programs:

Many state and federal programs exist to help first-time buyers. Examples include low down payment loans (FHA, VA, or USDA), down payment assistance grants, and programs specifically designed to make homeownership more affordable.
Look into local options, as some cities and counties have their own programs for first-time buyers.

Get Creative:

Consider co-buying with family or friends to split costs and responsibilities.
House-hacking can be another great strategy: buy a property with a separate rental unit or extra bedrooms, and rent them out to help cover your mortgage.

Planning for Success

Homeownership may not happen overnight, but with careful planning, it’s within reach. Here’s how to prepare:

Set Savings Goals: Even small amounts saved consistently can grow into a down payment over time. Consider automating your savings or looking into high-yield savings accounts.
Build Your Credit: A strong credit score can significantly improve your mortgage options. Pay bills on time, reduce debt, and monitor your credit report for errors.
Understand Your Budget:
Talk to a lender to get pre-qualified and understand how much house you can afford. This will also help you identify how much to save for a down payment and closing costs.
Work with Experts: Partner with a real estate agent who specializes in helping first-time buyers. They can guide you through the process, help you identify opportunities, and connect you with trusted lenders and programs.

Buying your first home might feel daunting, but the key is to start planning now. The path to homeownership isn’t about instant gratification—it’s about taking small, purposeful steps toward your goal. Remember, owning a home isn’t just a financial decision; it’s a way to invest in your future, create stability, and build a place that’s truly yours.

If you’re ready to explore your options or simply have questions about where to begin, I’d love to help you take that first step. Let’s work together to turn “impossible” into possible. I am a licensed agent at Coldwell Banker Bain and am looking forward to helping you.

Rachel Jarvis

503-998-6406

Community • Connection • Design • PNW • Portland • Seattle • Unique Properties • January 23, 2025

Designing Your Personal Sanctuary: How Your Home Reflects You

by Rachel Jarvis

When we think about design inspiration, it’s easy (and fun) to focus on trends or Instagram-perfect spaces. But what if the best inspiration is already within us? Our homes are an extension of who we are—filled with memories, stories, and pieces that reflect our lives.

For me, curating my home has been a deeply personal process. It’s an evolving collection of items that tell stories and capture moments. There’s the rug that brings me back to our family home on Knaus Rd in Lake Oswego—a nostalgic reminder every time I step on it. The art on my walls—many pieces from my talented mom—fills the space with warmth and creativity. My brother’s gift of elephants, brought back from his travels, adds to a collection rich in stories, my dad’s Grateful Dead posters and records add a musical flair. Together, these family connections make my home uniquely mine, surrounding me with purposeful memories.

But it’s not just about family. My home is also filled with pieces from friends and travels—each item a small snapshot of a time or place. Every print, sculpture, or little memento holds a story, whether it’s a gift from a friend or something I picked up while exploring the world.

Curating a home takes time and intention. While my personal style leans toward maximalism, I’ve come to appreciate the simplicity of clean, minimalist design. When creating the vibe of my current space, I found inspiration in a book called Surf Shack. It encouraged me to embrace a beachy, relaxed aesthetic that blends functionality with beauty.

Incorporating 2025 Design Trends

Adding fresh design elements can breathe new life into your home. For 2025, several standout colors have been highlighted by design experts:

Cherry Red: A bold, timeless shade that can add energy to any room.
Satin Warm Caramel: A cozy, earthy tone perfect for creating warmth.
Mocha Mousse: A rich, warming brown with sophistication.
Cinnamon Slate: A heathered plum with velvety brown undertones.
Quietude: A soft sage green with a hint of blue—calm and serene.
Rumors: A ruby red shade offering comforting warmth.
Encore 8002: A deep blue evoking peace and tranquility.
Violet: A whimsical, transformative purple.
Mapped Blue: A medium-tone blue with soft yellow undertones.

Incorporating these colors doesn’t require a complete overhaul. For example, adding Cherry Red accents with throw pillows or Quietude as a wall color can instantly transform a room. I recently added a Cherry Red Grateful Dead print to a previously blank wall, and it brought a vibrancy I didn’t realize I was missing!

My Favorite Pieces

In my current space, some of my favorite design elements include:

A Grateful Dead art print that brings life and personality to my walls.
A round table from West Elm paired with timeless white chairs for a clean, modern feel.
A white rocking chair from Ballard Consignment that’s both breezy and irresistibly comfortable.
A leather couch from Dania, which adds warmth, luxury, and a cozy spot for relaxation.

These elements work together to create a space where I not only feel at home but also love hosting others. There’s nothing more rewarding than inviting people into a space that feels authentically you.

How Do You Design Your Space?

How do you approach designing your sanctuary? Do you pull inspiration from family connections, meaningful experiences, or favorite places? Is your style bold and eclectic, or do you prefer clean and simple lines? There’s no right or wrong answer—just what feels like you.

Whether you’re drawn to maximalism, minimalism, or somewhere in between, the key is to let your personality shine through every piece. Find inspiration in your past, in books, and in the people and places that mean the most to you.

Ready to Find a Home That Tells Your Story?

Your home is more than just a place—it’s a reflection of who you are and the life you want to create. Whether you’re looking for a space to design from scratch, a cozy spot filled with character, or the perfect blank canvas to tell your story, I’m here to help.

Let’s find a home that truly feels like you. Reach out today, and let’s start building the next chapter of your real estate journey together. As a licensed agent at Coldwell Banker Bain I am here to help.

Community • PNW • Real Estate • Seattle • January 13, 2025

2025 Real Estate Trends: What we might expect in Seattle and Tips for Q1

by Rachel Jarvis

As we step into 2025, Seattle’s real estate market continues to evolve, offering both opportunities and challenges for buyers, sellers, and investors. Whether you’re dreaming of your first home, planning to sell, or looking to invest, staying ahead of the curve is key. Here’s a look at a few trends shaping the market this year and a few tips to navigate Q1 with confidence.

2025 Trends in Seattle Real Estate

Emphasis on Urban Villages

Seattle’s zoning changes and focus on densifying urban villages will continue to open opportunities for accessory dwelling units (ADUs) and detached ADUs (DADUs). These changes are creating pathways for homeowners to add rental income or offer multi-generational living options while increasing inventory in high-demand areas.

Tech’s Influence on Housing Demand

The tech sector remains a driving force in the Seattle housing market. With continued expansion, tech professionals and their families are bolstering demand in neighborhoods like Capitol Hill, Ballard, and West Seattle. Competitive offers are still a reality in prime areas, even as the market balances out. I am curious to see how the return to office requirement by Amazon will impact the business hubs? Let’s check back in on that in a few months.

Green Home Upgrades

Sustainability continues to be a priority for Seattle buyers. Homes with energy-efficient features, like solar panels and heat pumps, are gaining traction, and sellers investing in green upgrades are seeing increased buyer interest. I recently toured a home with a Geothermal heating system and was intrigued to learn about its efficiencies in heating.

Interest Rates and Affordability

Mortgage rates are expected to stabilize, though they remain higher than historic lows. Buyers will likely continue focusing on affordability, prioritizing homes with lower maintenance costs and long-term value. Let’s talk about your specific needs and I can help point you to mortgage support.

Tips for Q1 2025

For Buyers:

Prepare Your Finances: Get pre-approved and understand your budget. Higher interest rates mean that staying within your financial comfort zone is more important than ever. Also chat with your agent about grants, first time home buying programs, interest buy downs, etc/
Act Quickly, But Wisely: Inventory is often tight in Q1. Work with an experienced agent to identify opportunities and craft competitive offers while protecting your interests. I would love to set up time to learn about your real estate goals. Renting and don’t think you can afford a home? Let’s Talk. Wanting to know how much your current home is worth according to a market analysis? Let’s Talk! Think investment or second homes might be in the cards? Let’s Talk.

For Sellers:

Start Early: Q1 offers the chance to stand out before the spring surge. Highlight your home’s unique features, especially if it has sustainability upgrades or flexible spaces for remote work.
Price Strategically: Buyers are more cautious as affordability pressures continue. Pricing your home accurately is critical to attract the right audience and avoid sitting on the market.

For Investors:

Leverage ADU/DADU Potential: Explore how Seattle’s zoning laws can help you maximize rental income in urban areas.
Keep an Eye on the Market: The beginning of the year often sets the tone for trends. Stay informed and work with a local expert to identify high-potential properties.

Let’s Connect

Navigating the Seattle real estate market can feel overwhelming, but you don’t have to do it alone. Whether you’re looking to buy, sell, or invest, I’m here to help you achieve your goals with a clear plan and thoughtful strategy.

Let’s set up a time to chat and explore how we can make 2025 your best year in real estate. Reach out today to schedule a conversation—I look forward to connecting!

Community • Connection • PNW • Seattle • January 8, 2025

Neighborhood Spotlight – Des Moines, WA – Navigating Real Estate with Ease

by Rachel Jarvis

When you think of Des Moines, Washington, the first things that come to mind might be the sparkling waters of the Puget Sound, the iconic marina, or even its proud title as the “Boating Capital of the World.” But for me, it’s more than that—it’s the perfect backdrop for helping people take the exciting yet sometimes overwhelming step into real estate.

This weekend, Zack and I took a peaceful stroll along the Des Moines waterfront. We enjoyed the crisp winter air, admired the boats docked at the marina, and made a quick stop at a cozy coffee shop right by the water. It reminded me how much I love helping people navigate their real estate journeys, much like steering a boat in calm waters. We planned on playing some pinball at the arcade but it was reserved for a private party… Waterland Arcade, we are coming back soon.

Finding Your Way in Real Estate

Let’s face it—buying or selling a home can feel intimidating. It can sometimes feel like uncharted waters. But here’s the thing: you don’t have to do it alone. Just like a marina provides a safe harbor, I’m here to guide you through the process with the right tools, resources, and strategies to make it as seamless as possible.

Why Des Moines Stands Out to me

Des Moines is more than just a beautiful place to live; it’s a community that blends coastal charm with accessibility. Its marina is a hub of activity, offering opportunities for boating, fishing, and simply enjoying the water. The nearby coffee shops and local businesses add to the town’s welcoming atmosphere.

For anyone considering a move, Des Moines offers:

Waterfront Living: Stunning views and outdoor activities year-round.
Commuter Friendly: Small-town vibes with easy access to Seattle and Tacoma.
Housing Options: Compared to other Puget Sound cities, Des Moines provides excellent value and mix of housing options. I recently toured a home that was listed for sale at 600K with a spacious backyard walking distance to downtown and even a pinball bar near by. I also saw a 1 Bed 1 Bath Condo near the water that had the perfect entertainers floor plan.

A Few Stats:

Median Home Prices: As of November 2024, the median sale price for homes in Des Moines is approximately $595,250, reflecting a 7.7% increase from the previous year.
Comparison with Nearby Cities: When compared to neighboring areas, Des Moines offers relatively affordable housing options. For instance, the median home price in Normandy Park is around $996,200, while in Kent, it’s approximately $651,000.

Curious about other stats like days on market or average price per square foot? Or the value of your home? Let’s set up time to chat.

Let’s Take the First Step Together

Whether you’re a first-time homebuyer, a seasoned investor, or just curious about what the market has to offer, I’m here to help. My goal is to make the journey exciting and stress-free—like a walk along the waterfront with your favorite coffee in hand.

So, if you’re ready to dive into the world of real estate, let’s connect. Together, we can explore the possibilities and find the perfect fit for you. I am a licensed agent at Coldwell Banker Bain.

Portland • Real Estate • Seattle • Unique Properties • January 2, 2025

Creative Solutions for First-Time Buyers: Unlocking the Dream of Homeownership

by Rachel Jarvis

Buying your first home is a significant milestone, but it can feel daunting in today’s market. Whether you’re a first-time buyer or a professional in a specific industry like education, healthcare, or the arts, there are programs and creative strategies to help you take the first step toward homeownership.

Just this weekend, I was chatting with a couple who’s been considering taking the leap into homeownership but felt overwhelmed by the process. When I asked about their background, one of them casually mentioned his service in the military. He didn’t realize this qualified them for significant benefits through VA loan programs, which can make buying a home much more attainable. It was such a rewarding moment to help them see a path forward they hadn’t considered.

Government Programs for First-Time Buyers

FHA Loans: Flexible down payment and credit score requirements.

USDA Loans: Zero-down-payment options for rural and suburban homes.

VA Loans: Exclusive benefits for veterans and active-duty military members.

VA loans are a game-changer for service members. They offer zero down payment, no private mortgage insurance (PMI), and competitive interest rates. If you’re a veteran or currently serving, this program is one of the most powerful tools to help you achieve homeownership.

First-Time Home Buyer Tax Credits: Updates on state and federal initiatives.

Industry-Specific Assistance

Educator Programs: Grants and discounted rates for teachers.
Healthcare Workers: Loan forgiveness programs tied to location-based services.
Artists and Creatives: Affordable housing projects and community grants.

NOTE: This is a small glimpse of what’s possible. Let’s talk about your specific scenario.

Thinking Outside the Box

Shared Equity Programs: Partnering with community organizations or municipalities.
Accessory Dwelling Units (ADUs): Generating income to offset mortgage payments.
Co-Buying: Teaming up with family, friends, or like-minded individuals.

The Importance of Planning and Partnering with the Right Agent

Navigating these programs and options requires guidance. As your advocate, I specialize in helping clients find innovative paths to homeownership, tailoring solutions to your unique needs. Stories like the one I shared are why I love what I do—helping people uncover possibilities they didn’t even know were there.

Are you ready to explore creative ways to make homeownership a reality? Let’s connect for a personalized consultation. Whether you’re looking to buy your first home or thinking about your next step, I’d love to help you plan your journey. I am a licensed agent at Coldwell Banker Bain and I am looking forward to helping you.

Rachel Jarvis – 503-998-6406 – Call Today!

Community • Connection • PNW • Portland • Real Estate • Referral • Seattle • December 30, 2024

Reflecting on 2024 and Leaning Into 2025 with Vision and Intention

by Rachel Jarvis

As I look back on 2024, I’m struck by the mix of growth and meaningful moments that defined the year. This was a year of connection and exploration—whether I was hosting a sunset watch gathering with hot cider in my neighborhood, competing in pinball tournaments with the Incrediballs, or embarking on adventures like searching for the troll in Lincoln Park with family and friends. These experiences reminded me of the joy that comes from being present and finding community in the everyday.

In my professional life, I worked on expanding my reach in real estate, venturing into many facets of real estate and deepening my involvement in residential markets in Seattle and Portland. Each client journey reinforced why I do this work—helping people not just find houses, but homes where they can build their lives and create memories.

2024 also brought personal milestones, like Reed and Macey’s wedding and moments shared with family and friends both in Los Angeles and Portland. Making it a year to remember…

2024 Favorite Seattle Spots: In no particular order

Secret Congee

Arthurs

Little Donkey

Sebastiano’s

Admiral Pub

2024 Top Hashtags:

Beach Drive

Mid Century Modern

Growth

Real Estate

A Year in Seattle Real Estate

The Seattle real estate market in 2024 was dynamic, shaped by rising interest rates, evolving zoning laws, and a renewed focus on multi-family housing and ADU/DADU potential. Buyers and sellers had to navigate uncertainty, but these changes also sparked creative opportunities for investment and new approaches to urban living.

This year, I partnered with clients to seize these opportunities, including first-time homebuyers, waterfront condos, referrals to local experts, and rentals across the Seattle neighborhoods.

One thing was clear: emotions play a significant role in real estate. Whether clients were excited about the possibilities or overwhelmed by the process, my goal was to make every transaction feel meaningful—not just transactional. A home is arguably one of the most important pieces to a healthy and happy life and I am honored to be a resource.

Intentions for 2025

As I step into 2025, my vision is guided by three principles: connection, balance, and impact. I believe that when you approach the year with intention, your goals naturally align.

Connection: I aim to deepen relationships with clients, colleagues, and my community. Through events like sunset gatherings, neighborhood night out, art walks, I hope to foster a sense of belonging and fun while highlighting the vibrancy of the neighborhoods we live in.

Balance: Life can get busy, but I’m committed to carving out time for joy and reflection. Whether that’s adventuring with friends and family, hosting game nights, finding time for the gym, I want to bring a sense of equilibrium to everything I do.

Impact: Professionally, I’ll focus on helping clients make informed decisions in both residential and commercial real estate. Personally, I’ll seek ways to support my community, highlighting local businesses through my blog and social channels.

Setting Intentions to Accomplish Goals

Intentions are more than just resolutions—they’re the guiding values that anchor your goals. By defining what matters most to you, you create a roadmap for the year ahead. For me, this means envisioning the life I want to lead and taking small, meaningful steps toward that vision every day.

As I lean into 2025, I’m excited to embrace the possibilities that lie ahead. Here’s to a year of intention, connection, and growth—for myself, my clients, and the communities I’m lucky to call home.

I would love to set up time to hear more about your life heading into 2025. This is a year I believe we will need to lean into connection more than ever. Thank you for being a part of this journey. Cheers to what’s next!